Surgery Financing in Idaho Falls with Cherry

Your insurance letter says your hernia repair is covered. Then you get to the line that shows what you still owe. That's usually when the money questions start. At Steele Lake Specialty in Idaho Falls, we offer one financing option: Cherry. It lets you split what you owe into monthly payments. The application takes about a minute, and checking your options won't put a hard inquiry on your credit. You can use it for plastic surgery, general surgery, and foot and ankle surgery at our office on Channing Way.

Why We Offer Financing

Surgery bills come in different shapes. Some patients pay out of pocket for a facelift or a tummy tuck. Others have insurance that covers most of their gallbladder surgery or breast reconstruction, but they still owe a deductible and coinsurance.

Cherry is the one financing option we offer. That keeps it simple. You fill out one application, and you get one answer.

One more thing. If you have severe belly pain, a fever after surgery, or a hernia bulge that turns firm, painful, or discolored, go to the ER. Payment can wait.

What You Can Use Cherry For

  • Plastic surgery: cosmetic procedures like facelifts, eyelid surgery, tummy tucks, and liposuction, plus any reconstruction costs your plan doesn't pick up.

  • General surgery: your share of hernia, gallbladder, appendix, or colon surgery after insurance pays its part.

  • Foot and ankle surgery: your share of bunion, hammertoe, or ankle surgery.

  • Wound and burn care: the part of your treatment insurance doesn't cover.

Using Cherry With Your Insurance

Insurance and Cherry aren't either/or. They work together, usually like this:

  1. Our office checks your benefits before surgery.

  2. We tell you what your share is likely to be.

  3. If you want to spread that share out, you apply with Cherry.

You only finance what you owe us. The part insurance pays never touches your Cherry plan.

How to Apply

  1. Check your options. Tap "See if you qualify" below. The application takes about 60 seconds.

  2. Pick a plan. Cherry shows you the plans you qualify for. Choose the monthly payment that fits your budget.

  3. Book your surgery. Once you're approved, call us at (208) 529-2230 and we'll get you on the schedule.

Rather have help? Stop by 3200 Channing Way, Suite 206A, and our front desk will walk you through it.

Other Ways to Pay

We also accept cash, checks, major credit cards, and HSA and FSA cards.

Frequently Asked Questions

  • Cherry is a payment plan company for health and wellness care. Instead of paying your full bill at once, you pay it off in monthly installments. Cherry Technologies runs the application, and its lending partners issue the plans. At Steele Lake Specialty, Cherry is the one financing option we offer.

  • Checking your options won't. Cherry uses a soft credit check to show you what you qualify for, and it says it never runs hard credit checks. A soft check doesn't affect your credit score. Before you accept a plan, read the terms Cherry shows you so you know exactly what you're agreeing to.

  • Maybe. Our Cherry plans include 0% APR options of up to 12 months, plus longer plans of up to 60 months with APRs as low as 5.99%. Whether you qualify, and at what rate, depends on your credit score and other factors. Apply to see the exact plans Cherry offers you.

  • Yes. Cherry can cover the part insurance doesn't pay, like your deductible or coinsurance. Before surgery, we'll give you an estimate of your share. Then you decide whether to pay it up front or spread it out over monthly payments with Cherry.

  • The application takes about 60 seconds, and Cherry shows you your options when you finish. Once you're approved, call us at (208) 529-2230. We'll find a surgery date that works for you and your surgeon.

  • Yes. Stop by 3200 Channing Way, Suite 206A, in Idaho Falls, and our front desk can help you apply. We're open Monday through Thursday, 7:30 AM to 5:00 PM, and Friday, 7:30 AM to 2:00 PM. You can also call (208) 529-2230 with questions first.

Questions About Cost?

Have a question about cost before your consultation? Call (208) 529-2230. We're open Monday through Thursday from 7:30 AM to 5:00 PM, and Friday from 7:30 AM to 2:00 PM.

Address:

3200 Channing Way Suite 206A
Idaho Falls, ID

Phone:

+1 (208) 529-2230

Fax:

+1 (208) 561-8061

Office Hours:

Monday to Thursday: 7:30 AM to 5:00 PM
Friday: 7:30 AM to 2:00 PM
Saturday and Sunday: Closed

Getting Here:

We’re in Suite 206A at 3200 Channing Way in Idaho Falls, inside East Falls Clinics. The entrance is on the south side. Take an elevator to the 2nd floor. Exit the elevator, turn left, and we are just down the hallway.

Send us a quick note and we’ll call you back during office hours. Please don’t include medical details, symptoms, or records here. We’ll go over all of that by phone or at your visit.